These Payment Terms explain the payment conditions that apply when you purchase products from Ahmasbt.

By placing an order through our website, you confirm that you have reviewed and agreed to these Payment Terms, together with our Terms of Service, Privacy Policy, Shipping Policy, and Return and Refund Policy.

1. Accepted Payment Methods

Ahmasbt accepts the secure payment methods displayed during checkout.

Available payment options may include:

• Visa;

• Mastercard;

• American Express;

• Discover;

• PayPal;

• Apple Pay;

• Google Pay;

• Shop Pay;

• Buy now, pay later services;

• Ahmasbt gift cards or store credit, when available;

• Other payment methods displayed at checkout.

Payment options may vary depending on:

• Your country or region;

• Your device;

• Your selected currency;

• Your order value;

• Payment-provider availability;

• Fraud-prevention or security requirements.

Only payment methods displayed and available during checkout can be used to complete an order.

Ahmasbt does not accept cash, personal checks, money orders, or direct bank transfers unless one of these methods is expressly displayed during checkout.

2. Payment Authorization

Payment authorization is required before an order can be processed.

By submitting an order, you confirm that:

• You are authorized to use the selected payment method;

• The payment and billing information provided is accurate;

• You authorize Ahmasbt and its payment providers to charge the full order amount;

• You are responsible for all authorized charges associated with the order.

Submitting an order does not guarantee that payment will be approved or that the order will be accepted.

If payment cannot be authorized, the order may be delayed, declined, or cancelled.

3. When Payment Is Charged

Depending on the payment method, your payment may be:

• Authorized when the order is submitted;

• Charged immediately after checkout;

• Captured when the order begins processing;

• Processed according to the terms of a third-party payment provider.

You may see a temporary pending authorization on your bank or card account. The timing for releasing a pending authorization is determined by your bank or payment provider.

Ahmasbt does not control how long a financial institution holds a pending authorization.

4. Payment Processing

Payments are processed using secure third-party payment providers.

These providers may process information including:

• Card or payment-account details;

• Billing address;

• Transaction amount;

• Device and security information;

• Information required to authorize and complete the transaction.

Ahmasbt generally does not directly store your complete card number or card security code.

Payment providers process payment information according to their own terms, security standards, and privacy policies.

5. Prices and Currency

Unless otherwise stated, prices displayed on the Ahmasbt website are shown in U.S. Dollars (USD).

If our website offers another currency:

• Currency conversions may be estimates;

• The final conversion rate may be determined by the payment provider;

• Your bank may apply its own exchange rate;

• Foreign transaction or currency-conversion fees may apply.

Ahmasbt does not control exchange rates or fees charged independently by banks, card issuers, or payment providers.

The final order amount will be displayed before you submit payment.

6. Taxes

Applicable sales tax, value-added tax, goods and services tax, or similar charges may be calculated during checkout based on factors including:

• Shipping destination;

• Billing address;

• Product type;

• Applicable tax laws;

• Marketplace or payment-provider requirements.

Customers are responsible for reviewing the complete order total before submitting payment.

7. Customs Duties and Import Charges

For international orders, customs duties, import taxes, brokerage fees, and local handling charges may apply after the order reaches the destination country.

Unless expressly stated during checkout, these charges are not included in:

• Product prices;

• Shipping charges;

• The amount paid to Ahmasbt.

The recipient is responsible for charges imposed by customs authorities, local governments, postal services, or delivery carriers.

Customs and import charges are governed by the destination country and are not controlled by Ahmasbt.

8. Billing Information

Customers must provide accurate and complete billing information, including:

• Full name;

• Billing address;

• Postal or ZIP code;

• Telephone number;

• Email address;

• Payment details requested during checkout.

Incorrect or incomplete billing information may cause:

• Payment rejection;

• Additional verification;

• Processing delays;

• Order cancellation.

The billing information entered during checkout should match the information held by your bank or payment provider.

9. Payment Verification and Fraud Prevention

To protect customers and our business, orders may be subject to payment and fraud-prevention checks.

We may request additional verification if:

• Billing and shipping details do not match;

• The transaction is identified as unusual;

• Multiple unsuccessful payment attempts occur;

• The order value is unusually high;

• Unauthorized use of a payment method is suspected;

• The payment provider requests additional authentication.

Verification may include confirming:

• Customer identity;

• Billing information;

• Shipping information;

• Order details;

• Payment authorization.

Failure to provide reasonably requested verification may result in the order being delayed or cancelled.

10. Declined or Failed Payments

Payments may be declined for reasons including:

• Incorrect card or account information;

• Insufficient funds;

• An expired payment card;

• Billing-address mismatch;

• Bank security restrictions;

• International transaction restrictions;

• Payment-provider limits;

• Failed identity authentication;

• Suspected fraudulent activity;

• Technical or network errors.

If payment is declined, please:

• Check the information entered;

• Try the payment again;

• Use another available payment method;

• Contact your bank or payment provider.

Ahmasbt cannot override a payment decision made by a bank, card issuer, or third-party payment provider.

11. Multiple and Split Payments

Unless the checkout page expressly provides this option, an order cannot be divided between multiple debit cards, credit cards, or payment accounts.

Where gift cards or store credit are available, the checkout system may allow them to be combined with another eligible payment method.

The available payment combinations are determined by the checkout system.

12. Buy Now, Pay Later Services

Buy now, pay later payment options may be offered through independent third-party providers.

Eligibility, approval, payment schedules, late fees, credit checks, and account management are determined entirely by the selected provider.

Ahmasbt does not:

• Approve financing applications;

• Determine installment schedules;

• Collect installment payments directly;

• Control late fees or financing charges;

• Modify a provider’s lending decision.

Even when an installment service is used, our standard Shipping Policy and Return and Refund Policy continue to apply.

Approved refunds will be submitted through the original payment method. The installment provider will determine how the refund is applied to your payment plan.

13. Gift Cards and Store Credit

If Ahmasbt offers gift cards or store credit:

• They may be redeemed only through the Ahmasbt website;

• They may not be exchanged for cash except where required by law;

• They cannot be used to purchase another gift card unless expressly permitted;

• Lost or stolen codes may not be replaced without sufficient proof of purchase;

• Promotional store credit may be subject to separate conditions;

• Expiration rules will be disclosed where applicable.

Gift cards are generally non-refundable after delivery unless required by applicable law.

If a return was paid partly by gift card and partly by another payment method, the refund may be returned to the original payment methods in the order determined by the checkout system.

14. Discount and Promotional Codes

Discount codes must be entered and successfully applied before checkout is completed.

Promotions may be subject to:

• Expiration dates;

• Minimum purchase requirements;

• Product exclusions;

• Customer eligibility;

• Geographic restrictions;

• Usage limits;

• Other stated conditions.

Unless expressly stated:

• Only one promotional code may be used per order;

• Discounts cannot be exchanged for cash;

• Expired codes cannot be applied;

• A code cannot be added after an order is completed;

• Discounts do not apply to previous purchases;

• Shipping charges, taxes, gift cards, and final-sale items may be excluded.

If a discount is applied, any refund will be based on the actual amount paid for the returned item.

15. Pricing Errors

We make reasonable efforts to display accurate prices. However, typographical, technical, or system errors may occasionally occur.

If a product is listed at an obviously incorrect price, Ahmasbt may:

• Correct the price;

• Contact you for confirmation;

• Cancel the affected product or order;

• Refund any amount already paid for a cancelled item.

We will not charge a corrected higher price without notifying you and obtaining any legally required authorization.

16. Order Confirmation

After payment is submitted, you should receive an order confirmation email.

The confirmation may include:

• Order number;

• Products purchased;

• Amount paid;

• Shipping address;

• Billing details;

• Selected shipping method.

An automated confirmation email acknowledges receipt of your order but does not necessarily mean the order has been accepted or shipped.

We may cancel an order before shipment if payment cannot be verified, the product is unavailable, or another valid issue prevents fulfillment.

17. Order Changes and Cancellations

Contact us as soon as possible if you need to change or cancel an order.

Changes and cancellations are not guaranteed after payment has been submitted.

If an order can be cancelled before shipment, an approved refund will be returned to the original payment method.

Once an order has been processed or shipped, it must be handled according to our Return and Refund Policy.

18. Refunds

Approved refunds are issued according to our Return and Refund Policy.

Refunds will normally be returned to the original payment method used during checkout.

We cannot generally issue a refund to:

• A different card;

• A different payment account;

• Another person;

• An unrelated bank account.

If the original payment method is closed or unavailable, the customer should contact the relevant bank or payment provider for assistance.

After Ahmasbt submits an approved refund, please allow approximately 5–10 business days for it to appear in your account.

Actual posting time depends on the bank, card issuer, or payment provider.

19. Non-Refundable Charges

Unless the order was affected by an error made by Ahmasbt, the following charges may be non-refundable:

• Original shipping charges;

• Expedited delivery fees;

• Customs duties;

• Import taxes;

• Brokerage fees;

• Currency-conversion fees;

• Foreign transaction fees;

• Bank or payment-provider charges;

• Return shipping costs;

• Gift wrapping or optional service fees.

Please review our Return and Refund Policy for complete refund eligibility requirements.

20. Chargebacks and Payment Disputes

If you believe a payment was incorrect or unauthorized, please contact us before submitting a chargeback so that we have an opportunity to investigate.

When contacting us, provide:

• Full name;

• Order number;

• Transaction details;

• Explanation of the issue;

• Relevant supporting information.

Submitting a false, misleading, or fraudulent payment dispute may result in:

• Cancellation of pending orders;

• Restriction of future purchases;

• Submission of order and delivery records to the payment provider;

• Other appropriate action permitted by law.

Nothing in this section prevents a customer from exercising legitimate rights through their bank or payment provider.

21. Payment Security

We use reputable payment and commerce service providers to support secure checkout.

Customers should never send complete card details through:

• Email;

• Social media;

• Contact forms;

• Online chat;

• Text message.

Ahmasbt customer service representatives will not ask you to send your complete card number or card security code through these channels.

Please contact us immediately if you receive a suspicious message claiming to represent Ahmasbt.

22. Changes to These Payment Terms

We may update these Payment Terms to reflect changes in:

• Available payment methods;

• Checkout technology;

• Payment-provider requirements;

• Our business practices;

• Applicable laws or regulations.

Changes will be posted on this page with a revised “Last updated” date.

The Payment Terms in effect when an order is placed will apply to that transaction unless a change is legally required.

23. Contact Us

For questions about payments, charges, refunds, or billing, please contact us:

Ahmasbt

Phone:
+1 610-582-0187

Email:
info@ahmasbt.com

Address:
412 Washington Pl
Chesterbrook, PA 19087
United States

When contacting us about a payment, please include your order number, but do not send your complete card number or card security code.